Kramer Pre-Owned Express

Guaranteed Credit Approval


Your credit approval

Kramer Pre-Owned Express Credit Acceptance program empowers us to help people finance a car with bad credit or no credit.

If you need a new or used car and are having difficulty getting approved for a car loan or financing, we are here to help and backed by the Credit Acceptance program.

Approval for everyone

We believe everyone deserves a second chance, which is why we enable dealers enrolled with Credit Acceptance to approve everyone, including customers with any of the following:

  • Bad credit history
  • No credit history
  • Fixed income
  • Unemployment income
  • Multiple open auto loans
  • Multiple repossessions
  • Self-employed income
  • Temporary income
  • Bankruptcy Chapter 7
  • Bankruptcy Chapter 13 (with court/trustee approval)

We are an enrolled Credit Acceptance dealer. Get pre-qualified now.


Benefits of Credit Acceptance indirect auto financing

  • AutoPay available for no-hassle bill pay
  • Financing available for new and used cars
  • Reporting of payments to 3 major credit bureaus
  • Dedicated customer service center